Does Merger and Acquisition of banks lead to value creation A case Dissertation

Does Merger and Acquisition of banks lead to value creation A case study of US and EU firms - Dissertation Example The paper tells that the current financial crisis engulfing the whole developed world has made financial institutions specially banks more vulnerable to takeovers and mergers. The constant decline in the performance of banks and resulting negative attitude of investors has made banks a lucrative target for acquiring. Banks work in a highly regulated and supervised environment therefore the number of stakeholders is generally higher as compared to other industries. The failure of the banks therefore can create significant political as well as economic issues. It is because of this reason that the banks are often put through the phase of consolidation in order to strengthen their equity base so that they can sustain external shocks. The implementation of regulatory environments such as Basel II and III is also considered as a step ahead in highlighting the importance of protecting the banks from complete failure. The current crisis resulted into the acquisition of banks not only by the respective governments but by the private equity firms also. This tendency therefore outlines that the merger and acquisitions within the banking industry can be one of the healthiest signs as the same can allow banks to strengthen their equity base and become more responsive towards external shocks. Consolidation either through the mergers or acquisitions is often done with the purpose of achieving greater market power, expense reduction as well as scope and scale economies. These gains therefore also believed to be translated into the value creation proposition for the firms. ... ng industry can be one of the healthiest signs as the same can allow banks to strengthen their equity base and become more responsive towards external shocks. Consolidation either through the mergers or acquisitions is often done with the purpose of achieving greater market power, expense reduction as well as scope and scale economies. These gains therefore also believed to be translated into the value creation proposition for the firms. As such there are two important implications of the bank mergers in terms of value creation i.e. whether the merger will create value for the shareholders of the banks or whether it will fail to translate those gains into credible and sustained value creation for the shareholders of the banks. This proposal will therefore outline the proposed research study on the performance of banks after their consolidation in Europe and US and how it has translated into value creation. Primarily, the proposed research will focus upon performance of banks in their post consolidation phase and whether such efforts actually result into improvement in performance. Literature Review Banks are considered as one of the highly regulated industries with multiple supervisors supervising different aspects of the banks. Since failure of the banks has a direct impact on the overall financial system of a country, it is therefore always considered as desirable to have stable and strong banking sector. There are different reasons as to why banks merge with each other and some of them are also similar to other industries. One of the key reasons as to why banks merge with each other is to increase their efficiency, achieve economies or expand into new and existing markets. These motives therefore allow banks to look for opportunities to consolidate and become bigger

Volkswagen Strategic Management Case Study Example | Topics and Well Written Essays - 3250 words

Volkswagen Strategic Management - Case Study Example VW group have 8 automobile brands with 44 vehicle and component production plants in European countries as well as in six countries in America; Asia & Africa. Sales operations spread around 150 countries across the globe. The group has eight major brands of vehicles namely Volkswagen passenger cars, Audi, Bentley, Bugatti, Lamborghini SEAT, Skoda and Volkswagen commercial Vehicles- each deal autonomously with their own vehicle business includes development and production to marketing & servicing (Accessed from the website www.volkswagen.com). 1. As part of the corporate governance and strategic management, VW group has adopted various strategic choices. Strategic fit is developing strategy by identifying opportunities in the business environment and adopting resources and competences to take advantage of these (Porter, 1980). Strategic choices are concerned with decisions about an organization's future and the way in which it needs to respond to the market pressure and influences. At different level of organization, executives are faced with choices as to how to meet the expectations of stakeholders' whilst satisfying the needs and expectation of the users, often-in competition with other organizations. Hannan & Freeman (1977) suggest that as organizations, adaptor of a particular environment they become less flexible. Organization's choices are constrained not only by an explicit cultural dimension in the sense of what we believe around here but also by what skills and resources are available and in what context those s kills and resources become valuable. Prahalad & Bettis (1986) argue that organizations have dominant logics and that these logics are based on the mental maps developed in the organizations core business. Michel Porter's (1985) five forces strategies low cost strategies and strategic choices are some of the strategies have been adopted for competitive advantages for the organizations. Campbell-Hunt (2000) suggests that differentiation can take on number of forms based on marketing variables, sales variables, quality reputation variable and product innovation variables. Sustainable competitive advantage depends on companies being able to develop and protect resource advantages by focusing on particular market position. Finally, organization's ability to succeed in a business arena depends on is ability to develop a market position that is supported by appropriate assets and capabilities. Strategic choices include corporate strategy, Business or competitive strategy and directions and methods of development. Corporate level strategy (Andrews, 1987) is concerned with the overall purpose and scope of an organization and how value will be added to different parts of (business units) the organizations. Corporate level strategy includes portfolio decisions extent of diversity and management and control of subsidiaries. The second level can be thought of in terms of business unit strategy (Hall, 1978) which is about how to complete successfully in particular markets. Business strategy includes sustainability, competitive advantages competitive strategy and strategies in hyper-competitive conditions. Finally, the directions and methods of development include market development, product development, diversification, acquisitions alliances as well as critical success criteria. It also includes the concept of suitability, acceptability and

Meditation Essay Example for Free

Meditation Essay Meditation Sit as you wish on a chair or on the floor with your back straight. Turn the palms of your hands up Close your eyes. Take a deep breath, inhaling through your nose and exhaling from your mouth. With each breath, in and out, release the tension in your body more and more. Smile, and imagine each organ in your body, in turn, smiling back at you. Think of what you have to be grateful for in your life. Now start visualizing a fluid white light entering your body through your feet and moving slowly pward, toes to feet to ankles, legs to thighs and hips saying to yourself I open myself to the light, to the teacher within and without or I honor the divinity that resides within me. Continue to visualize the light rising, filling every inch, every muscle- hips to waist, belly, back, shoulders lingering everywhere you feel tension or pain -your arms, elbows, hands and fingers. Feel the light move up, neck to chin, to lips, eyes, forehead and hair. Now see how your entire body glows with white light. See a spark of that light leave your body through the top of your head. You are that spark of light. See that spark of light you flying high to the sky, to the clouds. Repeat I open myself to the light, to the teacher within and without or I honor the divinity that resides within me. Continue to fly, higher and higher, until you are in a magical place, unseen before, a place of beauty almost beyond imagining. Colors so vibrant they seem unreal, lakes, mountains, waterfalls, flowers, birds and butterflies and unicorns, fanciful creatures of all kinds. Create your imaginary garden, your magical place you will always go to. Here everything is peaceful, and everything possible. When a thought comes to mind Just focus on your breath or repeat and let the thought go like clouds in the sky. Be gentle with yourself. Imagine now a bright white light shining down upon you, reflecting and intensifying your own light giving you unconditional love. Love as you have never known it before. Rest in this place. Rest here, and magic will happen. When it feels right, begin the return to your body n the same way you left it slowly, until you are ready to end your meditation. But before you end it, visualize your body filled with light, enter it and stay with for a few minutes. Then, with your hands in prayer position, lift them to your forehead to remind yourself to be aware of your thoughts. Drop them to your lips to remind yourself to be conscious of your words. Drop them to your heart to remind yourself to be conscious of your actions. And last, bow to yourself to honor the master within you You are saluting the God By satharmk

Propaganda Theories and Models: The MH370 Incident

Propaganda Theories and Models: The MH370 Incident PROPAGANDA THEORY ON THE MH370 INCIDENT Contents (Jump to) INTRODUCTION PROPAGANDA THEORY RELATING TO MH370 INCIDENT COUNTER PROPAGANDA BY THE GOVERNMENT REFERENCES INTRODUCTION Mystery continues to surround the fate of Malaysia Airlines flight MH370, which disappeared en route from Kuala Lumpur to Beijing on 8 March. Malaysian authorities, assisted by international aviation and satellite experts, are now battling to piece together the planes final hours in the hope that they can find its wreckage and explain what happened to its 239 passengers and crew. Some preliminary details were released on 1 May in a short report. Accordingly, many propaganda arises on this issue. Some of propaganda emanating from the local media and not to forget from abroad. If we look from the point of propaganda theory itself, there is some good propaganda that led to the issue of loss MH370, but there also resulting in a negative impact on public perception towards the way the government is dealing with the issue. To deal with the propaganda that apply to this incident, we will analyze whether the form of propaganda, the propaganda perspective itself and how the government to overcome this problem. Merriam Webster Dictionary gives the definition of propaganda as ideas or statements that are often false or exaggerated and that are spread in order to help a cause, a political leader, a government, etc. the spreading of ideas, information, or rumor for the purpose of helping or injuring an institution, a cause, or a person, ideas, facts, or allegations spread deliberately to further ones cause or to damage an opposing cause; also : a public action having such an effect First introduced by Edward S. Herman and Noam Chomsky (1988), Manufacturing Consent: The Political Economy of the Mass Media, the propaganda model argues that the material news through five filters, which in turn form the audience received the news. This filter determines what is considered newsworthy events, how they are covered, where they were placed in the media and how much coverage they receive. Propaganda model of media control that was introduced by Edward. S. Herman and Noam Chomsky (1988) states how propaganda works in the media. This model tries to understand how populations are manipulated, and how social, economic, political attitudes are formed in the minds of the people through propaganda. Herman and Chomsky are mostly concentrated in the American population and the media for their research, but the theory applies universally. Propaganda model seeks to explain the behavior of the media by examining the institutional pressures that limit and influence the news content in a profit-driven system. In contrast to liberal theories that argue that journalism is defined hostility power, the propaganda model predicts that the company-owned news media will consistently produce news content that serves the interests of established power (Herman Chomsky, 1988). PROPAGANDA THEORY RELATING TO MH370 INCIDENT Among the propaganda that exists from within Malaysia itself mostly spread through social media on the internet, given the sophistication of the current information age, there are blogs and websites questioned the credibility of the government and even spread propaganda relating to this issue of MH370. Among the widely disseminated propaganda on the website saying that Malaysia experienced a bad media Especially from the Western press and especially CNN and Extension of this, of good journalistic practice for hazardous and agenda driven, further lead to more conspiracy theories especially the involvement of CNN.The Mole reproduces an article written by Matthias Chang, the profession as a lawyer, social activist, author and political analyst. He reveals how the MH370 is a multi-dimensional, and why the Zionist hands should not be overlooked. Although somewhat lengthy, is worth reading every word printed: Before proceeding with Expose of Zionist propaganda Insidious Dastardly and Israel on the Cessation of MH 370, let me take this opportunity to convey my personal condolences and that of my family to a family who loves Ones have been killed in this tragedy and we hope ur strength to overcome the disadvantage pint them.† He would also commend the Malaysian governments efforts in the SAR Mission involved 26 countries that had never happened before. Allegations of unfair and unfounded against the Malaysian government made by many people in social media who do not have a clue and or expertise to comment on the operation of the Standard and Poors scale. Another propaganda that there is involvement from the United States, which was propagated that where Maldives island Residents reported sighting of low flying jet on the morning of the planes Disappearance thats was finally Reported on twelve days after the fact. The pilot of the missing plane had a home flight simulator, Which was been Reported twelve days later to contain the landing simulation program of the Diego Garcia runway along with four other Approaches in the region. Whether any, all, or none of this information is true is still a matter of Conjecture. What Remains thats a fact is not a trace of the Malaysian 777-200ER has been found. At his daily news briefing on 3-18-14, WH spokesperson Jay Carney has denied any Involvement of the Diego Garcia facility with the Disappearance of flight MH370. In addition to conspiracy theories involving the United States, one side is highly spoken of as real mastermind behind the MH370 is a tribe of lost Jewish or Israeli. It is the act of buying and Israel has a Boeing 777 2H6 (ER) long owned Malaysian Airline (MAS). Aircraft twin MH370 has been recorded at a small airport in Tarbes-Lourdes-Pyrà ©nà ©es, France on October 4, 2013 before he was taken to Ben Gurion Airport, Tel Aviv, Israel on 4 November 2013. Understandable, MAS Boeing 777 aircraft with serial number 28 416 and registered as 9M-MRI has been sold to GA Telesis, LLC in Fort Lauderdale, Florida on October 21, 2013 before the N105GT.Pesawat registered as recorded in Tarbes Lourdes Pyrenees on October 4, 2014 before taken to Tel Aviv a month later. The question is, why would Israel want to buy and have a long plane MAS this? If referred back Israeli reactions associated loss MH370, a security expert of the country, Isaac Yeffet relate it to the theory that MH370 have been captured by the terrorists and taken to Iran to be used for a series of terror will come. Yeffet reportedly gave a statement to the Times of Israel: What happened to this aircraft, nobody knows. My guess is based upon the stolen passports, and I believe Iran was INVOLVED. They hijacked the aircraft and they landed it in a place that nobody can see or find it. (There is no case what has happened to the aircraft. Based on reported cases of stolen passports, I believe Iran is involved in this case. They had seized the plane and fly it into a place that cannot be found). Another propaganda that arises during the incident came from the opposition parties, where they claim that the incident crated by the government was to create a diversion to the voter, as coincidently at that time Kajang by-election was taking place. The propaganda was that by showing the great effort towards the search and rescue operations, the government will the heart of the voters. Actually, there was so many propaganda arises during the incident even until now, people are still fed with various elements of propaganda for the positive and negative as well. If we examine this theory from the angle of propaganda, the government should also take the opportunity by using this incident as their leverage in building up the government credibility. COUNTER PROPAGANDA BY THE GOVERNMENT According to brownpoliticalreview.org in its reports, the recent disappearance of Malaysian Airlines Flight MH370 and the resulting media spotlight has revealed Malaysia’s fundamental shortcomings and glaring political issues. While the plane’s disappearance itself is horrendous – in particular for the many families left in limbo – the Malaysian government’s handling of the situation has drawn considerable international disapproval which leads to the dissemination of the propaganda. In order to deal with the issue of propaganda in connection with the issue of MH370, the government shall be wise to use methods and tactics namely through counter propaganda. Counterpropaganda is a structure of communication consisting of method in use and messages relayed to resist propaganda which seeks to manipulate action or perspectives among a targeted audience. It is closely linked to propaganda as the two often utilize the same methods to transmit methods to a targeted audience. Counterpropaganda differs from propaganda as it is defensive and responsive to identified propaganda. in addition, counterpropaganda consists of several elements that further differentiate it from propaganda and ensure its efficiency in opposing propaganda messages. While propaganda messages may not always be straightforward, efficient counterpropaganda commonly only broadcast the truth. Without a doubt, counterpropaganda is generally understood to be the truthful, honest opposition to an adversarys propaganda. Counterpropaganda communicates honest messages for ethical and realistic reasons. Looking though reporting of the event, the government from the beginning should report the facts related to this incident. Counter propaganda elements should be applied to achieve the best effect. Reporting matters of fact, although filtered, to some extent can relieve speculations made by the public, especially from the families involved. This can create a deficiency or weakness in reporting which leads to the dissemination of wild propaganda, even more so from the opposition. References: Chomsky, Noam and Herman, Edward. (1988) Manufacturing Consent: The Political Economy of the Mass Media. New York: Pantheon Books. Cole, Robert. (1996)Propaganda in Twentieth Century War and Politics Lasswell, Harold D.. (1971)Propaganda Technique in World War I. Cambridge, Mass: The M.I.T. Press. Garth Jowett and Victoria ODonnell, Propaganda and Persuassion, 4th ed. Sage Publications, 7 Herbert Romerstein, Counterpropaganda: We Cant Do Without It,] in Waller, ed., Strategic Influence: Public Diplomacy, Counterpropaganda and Political Warfare (IWP Press, 2008), 135. [Frontpost, Nachrichten fà ¼r Deutsche Soldaten, Herausgeber: Die Amerikanischen Truppen in Westeuropa,] No. 1(March 1945), 3 in Waller, ed., Strategic Influence: Public Diplomacy, Counterpropaganda and Political Warfare (IWP Press, 2008), 144-145.

Animal Testing and Researching Essay -- Biology Medical Biomedical Ani

Animal Testing and Researching Animal testing is supported by some, but opposed to others. The growing number of animals used in research differs among the different countries. The fruit fly and nematode are the most used animal in testing. However, the most common mammals used in animal research are mice and rats. Shaved albino rabbits and guinea pigs suffer severe testing for skin irritancy and eye irritancy. Though the usage of non-human primates are outlawed in some countries, the U.S. still finds the need to use them. The U.S. government uses tax dollars for testing pesticides and flourine products on animals. Animal testing has been a subject of controversy throughout the years. Though it may seem like a ?cruel and unusual punishment? to some, others see it as an opportunity to expand the knowledge of our constantly changing society. These experiments are the beginning of a new perspective in scientific evolution, but an end for others. Some examples of animal researching and testing would be mutagenesis, evolution, genetics, product safety, and so forth. According to the Laboratory Primate Advocacy Group, it is estimated that one hundred million animals are experimented on around the world and twenty-three to twenty-five million belong to the United States. The Department of Agriculture (USDA) states that in 2004, 26,573 rabbits, 105,678 farm animals, 64,932 dogs, 23,640 cats, 54,998 non-human primates, 244,104 guinea pigs, 175,721 hamsters and 171,321 other mammals--excluding mice and rats which make up over 80% of the number of animals tested on. The number of mice and rats are not recorded, but it is estimated that a plethora of these animals are utilized, ranging from fifteen million to twenty million. (Wikipedia... ...wn life. People?s beliefs differ with their background, whether animal testing is a pro or con. Nowadays, animals are tested a lot more humanely than the past. Fortunately, researchers are finding more alternatives to testing animals and the numbers of unnecessary deaths are decreasing. Bibliography Bennie I. Osburn, DVM, PhD, Dean. "The Mouse in Science: Why Mice? ." . 1996. UC Davis. 22 July 2006 . Best, Steven; Bentham, Jeremy; Francione, Gary; Langley, Gill . "Wikipedia." . 23 July 2006. . 23 July 2006 . "U.S. Government Testing Programs." . . . 23 July 2006 . "World Animal Net: Cosmetics Testing - Background." . . British Union for the Abolition of Vivisection. .

ANd People all Around :: essays research papers

And People All Around   Ã‚  Ã‚  Ã‚  Ã‚  Overall, I feel the play was a success. The actors did a wonderful job portraying their characters and brought a true story to life. The lighting was adequate, the set was slim, sound was contributed, and the acting was outstanding. Each scene brought flavor to the play and future understanding of what was to come. Love, violence, suspense, and drama filled each scene and kept me interested throughout the entire play.   Ã‚  Ã‚  Ã‚  Ã‚  Throughout this play their were many times when the lights would dim to change the scenes, but not a spectacular light show or anything. After each climax in the scene you would see the lights go out and another scene start. I don’t think lights played an important role in this play, but they did set the spaces from each point the play. After each scene the lights would go out and the actors would race off stage only to come back and start another scene. The only lighting effects that took place were during the scenes when the choir would start singing. One example is when Don was beat up by the deputy after questioning. Afterwards, the lights dimmed and you could hear a beautiful voice that started singing a sad song.   Ã‚  Ã‚  Ã‚  Ã‚  In my opinion the set and the special effects were rather bleak. There was only a stage with a high rise and steps as well as a box and a bench for props. There was a phone however that was used for a few scenes. The colors of all of the props as well as the stage were a dark grayish color. In reference, I did wonder if that was purposely done for the nature of this play or if it was coincidence.   Ã‚  Ã‚  Ã‚  Ã‚  The costumes seemed to be rather normal and nothing exquisite. Since the story line took place in a small southern town in Mississippi, most of everyone wore slacks, collard shirt, and boots. The girls in the play had on dresses with the exception of two that just wore pants. I think that the costumes could have been a little more elaborate than they were. For example, I don’t think that once I saw a cowboy hat being worn by the men. The sheriff had his boots on and everything with the little shiny badge and a gun, but know cowboy hat. YOU GOTTA HAVE THE HAT!!   Ã‚  Ã‚  Ã‚  Ã‚  Sound was not a major contributor throughout the play.

Should Animal Rights Activists Be Held Accountable for Abuse Videos? Essay

The animal rights discourse is one of the structural characteristics of modern rational pluralism as well as one of the ironically legitimate discourses of post-modern civilization. From a sympathetic understanding point of view, we should elucidate Tom Reagan’s strong point of view and Mary Anne Warren’s weak point of view regarding animal rights. It is in our nature to uncover the limits as well as legitimize the value appeals of animals and indicate that we can clarify our duties by taking the discussion of animal rights seriously. Therefore, indeed, animals have rights so along as they live, breath and walk among us. There is much debate as to whether non-human animals should be awarded rights and to what extent these rights reach. However, there is much less disagreement in accepting that indeed animals do have rights, as opposed to the opposite. The line between animal and human rights is not unclear like most simple minds tend to reason. A line is drawn and it includes factors that cannot be ignored at all. Simple minds do not understand that the very essence of animals living and breathing as well as walking among us is that we are just like them, only that we are more evolved. Quite strangely, sometimes in this life you will find individuals who are no better than the creatures they deny rights. Although the idea for animal rights dates back to the 18th century, it has only become something more or less of a cause caliber among several well-placed intellectuals and philosophers. Jeremy Bentham seems to have put animal rights on the legal map by requiring the humane treatment of animals. It is important to note that Jeremy in his arguments does not support animal rights per se. In the book â€Å"the case for animal rights† (UC press, 1983), the idea of animal rights is found to be intellectually congenial but the idea extends to placing animals close to humans in the evolutionary cycle. Times that are more recent have brought to light a different tradition, namely, the utilitarianism. The emergence of animal liberation emerged with a big bang. The concept is the same but the argument has been tweaked a little bit to cover the idea of animal rights in general. The scope does not propose animal domination, but rather the animals are well off in their lives. The essay will maintain that animals have rights and have a need to be liberated. We will argue that another point of view from this is a mistake. Philosophers have avoided arguing that not all non-human animals should have rights for two major reasons. The first is because the consequences of doing so are limiting for humanity. The second reason is that the granting of such rights to creatures so simple makes the idea of granting them such rights seem to lack sense. One such leading author restricts such rights to mentally healthy animals, which are then referred to as ‘adult animals’ (Pallota, 20). Therefore, the argument is presented in three simple facts. The first is that human beings have rights; the second fact is that there is no moral difference between humans and adult animals and the third one indicates that the adult animals should have rights, as well. The main argument for this is that both human beings and adult mammals are subject of life. This means that there are several factors that liken all mammals without putting one on a pedestal. The factors include; both are similar in terms of biological complexity, they are both aware of their existence. In addition, they know what’s happening to them, they prefer some things to others, they make conscious choices, they try to plan their lives, and finally that the length of their life matters to them. Just like human beings, being the subject of a life means that we are of inherent value. Inherent value is not measured in how useful we are in the world and as well, it does not diminish if they are a burden to others. Therefore, adult animals should be afforded rights just as humans. In this lifetime, we cannot all agree on the same thing no matter how irrefutable your facts are. In the case of animal rights, there are more than a few arguments put forward. Some of these reasons include said facts such as; they do not think they are not conscious; they were put on this earth to serve man. In addition, they have no souls, they do not behave morally, they are not members of a moral community, they lack the capacity of free judgment and finally, they do not think. For instance, St. Thomas Aquinas records that animals respond to instinct while humans engage in rational thought. This is oddly debatable because there are some humans who do not listen nor react to reason. An article in the New York Times dated 5th April 2012 states that providing animals with rights is c categorical mistake in the philosophy. It also states, â€Å"Eagerness to treat animals kindly does not justify imposing one’s hopes and dreams for them on humans† (Tibor, 12). Religion, on the other hand, teaches that it is only human beings with souls should deserve ethical considerations. Since non-human animals have no soul, then they are not entitled to having any moral rights. This argument is not useful because there are many controversies in the concept of a soul. It is not humanly possible to establish the existence of a soul in human beings or animals in a definitive experimental manner. In conclusion, it is only sane and morally right to remember that it is in the nature of man to uncover the limits and at the same time legitimize the value appeals of non- human animals. It is only morally right to take animal rights seriously so long as we walk breath and live on this earth with the animals. Animals deserve the decency of clean habitats, food, water and medication. It is their right as dictated by nature, long before man made up his own rules that seeks to make him superior to any other being on this planet. Animals used to roam the earth long before man became civilized and they had their own rules. Man and animal might have had a few run-ins, but we lived together. Unlike the simple minds who might think that we are referring to constitutional rights, animals deserve to live comfortably like nature intended for man and animal to co-exist. What matters is that we understand and treat the animals with humanity, after all, only humans can show humanity. As they say, we are all insane, what differentiates us is the level of insanity. In the same respect, we are all animals, what separates us is the level of evolution. References â€Å"Animal Rights Debate.† BBC News. BBC, n.d. Web. 30 Mar. 2014. . â€Å"Animals do not have Rights.† The NY Times. N.p., n.d. Web. 1 Apr. 2014. . Cody, Shyann. â€Å"Concern for the Animals.† Countryside & Small Stock Journal 1 Nov. 2012: 45-57. Print. â€Å"Should Animal Rights Activists Be Held Accountable for Abuse Videos?.† BEEF 26 Nov. 2013: 67-105. Print. Source document